Corporate Loan Manager – Private Sector Recruitment at Alert Microfinance Bank

Alert Microfinance bank is based in Lagos. It has its customers in Lagos and neighbouring states. They are one of the top leading microfinance in Nigeria.

They are recruiting to fill the following position:

Job Title: Corporate Loan Manager – Private Sector

Location: Lagos Mainland, Lagos
Employment Type: Full-time

Job Description

• A Corporate Loan Manager at Alert Microfinance Bank is responsible to drive business generation, customer acquisition, evaluation and processing of private sector loans while leading a team of private sector loan officers to helping qualified customers acquire private sectors loans in a timely manner.

Job Responsibilities

• Drive business generation, customer acquisition, marketing, evaluation and processing of private sector loans Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Skills

• Detailed and target oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal oriented.

Key Requirements

• Minimum of B.Sc. or its equivalent in Marketing or related field.
• Minimum of 3/5 years Microfinance Banking cognate experience in marketing and disbursement of loans to salary earners.
• Sound Risk Management experience and knowledge of source deduction.
• Ability to disburse loans in large volumes without default to employees in the private sector (Private Companies Employees)
• Experienced in repayment tracking and loan collection without a day default

Salary
Very Attractive.

Application Closing Date
6th May, 2022.

Method of Application
Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using “Corporate Loan Manager – Private Sector” as the subject of the email.

Note: Only qualified candidates will be shortlisted.